Tax Season: MoneyNing.com Talks about Saving Money in Coming Year with Bigger Paychecks, Smaller Refunds

Irvine, CA (PRWEB) January 28, 2011

Personal finance blog MoneyNing.com discusses the pros and cons of saving money throughout the year by reducing the amount withheld from each paycheck. The result: larger paychecks and smaller tax refunds. The post Are You Still Getting a Tax Refund? is available at http://moneyning.com/.

With tax season just around the corner, many consumers begin to wonder about the size of their tax refund. Last year, the Internal Revenue Service issued $ 328 billion in tax refunds. According to CNN Money, this amounts to an average of a $ 3,003 refund per taxpayer – a 5% increase from the average refund in 2009.

This increase is partially due to the Homebuyer Tax Credit, the American Opportunity Credit, and the Hope Credit. Unfortunately for some, the increased size of their refund reflected their reduced employment status.

The CNN Money article quoted senior fellow at the Tax Policy Center Roberton Williams as saying, “Withholdings are based on the assumption that you are making the same amount of money the whole year…if people only work part of the year, they typically have more withheld than they even need to pay their taxes.”

MoneyNing.com, a personal finance blog, discusses tax withholdings in its latest post entitled Are You Still Getting a Tax Refund? Considering the pros and cons of decreasing one’s withholdings in order to increase the size of each paycheck, which simultaneously reduces one’s tax refund total, can be tricky.

Miranda Marquit, the posts author, explains, “In the world of personal finance, you often hear that getting a tax refund is actually a bad thing,” and yet, Marquit continues, “As tempting as seeing increases to one’s monthly take home pay might seem, this isn’t always the best option for everyone.”

David Ning created MoneyNing.com, a personal finance blog, to help others understand the principles that are foundational to good money management. These principles include saving money, spending frugally, and investing wisely.

MoneyNing.com has been offering up straightforward, no-nonsense advice for saving money since its launch in 2007. Since then MoneyNing.com has attracted a following of more than 300,000 monthly visitors and the attention of various news syndicates. Posts from his personal finance blog have been featured on the NYTimes.com, Time.com, and USNews.com.

Subscribers of MoneyNing.com receive a copy of David Ning’s eBook How to Save Money on Everything. They also receive a weekly newsletter and are given access to a mini course on frugal living and saving money. Go to http://moneyning.com/announcements/the-free-frugal-email-newsletter/ to subscribe.

Visit MoneyNing.com to read about saving money visit http://moneyning.com/.

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Custom Home Builder Schumacher Homes Expands into Tri-Cities, TN, Area

Schumacher Homes is a leading on your lot custom home builder that has built over 6,000 homes.

Canton, Ohio (PRWEB) October 26, 2010

Schumacher Homes, the nation’s leading on your lot custom home builder, announces the expansion of their home building services into the Tri-Cities, TN, area and the surrounding 50 mile radius. Consumers who wish to build a new custom home in the Tri-Cities area can visit the conveniently located Schumacher Homes Tennessee and Western Carolina Design Center in Arden, NC.

Schumacher Homes’ Tennessee and Western Carolina Design Center has something for every potential home buyer. In addition, the Design Center showroom has everything needed to complete the homebuyer’s new home; from faucets, to countertops to lighting and everything in between.

Schumacher Homes builds custom homes from the $ 80′s to over $ 500,000 and from 1100 sq. ft. to over 8000. Schumacher Homes’ design specialists are always glad to show visitors hundreds of home floorplans that they can customize. Schumacher’s Real Time Design® system is an interactive system that allows customers to work in real time with Schumacher Homes CAD professionals to design and make any number of changes to their home plan during their visit to any Schumacher Homes’ design center — at no cost or commitment to buy.

With their expansion into the Tri-Cities, TN, region Schumacher Homes will provide the very best value in custom home building. People who want quality construction and the benefit of working with an established custom home builder are invited to contact Schumacher Homes for more details.

About Schumacher Homes

Founded in 1992, Schumacher Homes is one of the country’s leading on your lot custom home builders and has built over 6000 custom homes. They have Design Centers serving Arkansas, Indiana, Kentucky, Louisiana, Mississippi, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and West Virginia. Additional information and interactive floor plans can be found at http://www.schumacherhomes.com.

For more information, please contact:

Mary Schumacher Becker, CSP, CMP, MIRM

VP of Sales and Marketing

Schumacher Homes

2715 Wise Ave NW

Canton, OH 44708

330 754 4884

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WorldRemit Launches New Online Money Transfer Service in Canada

Online Money Transfer

(PRWEB) March 23, 2011

WorldRemit, an award-winning money transfer business, has now launched its service in Canada. The service will enable Africans to send money safely from the comfort of their own home to family and friends back home. This will be the first time an online money transfer service is available to customers who regularly send money to many corridors in Africa.

Worldremit’s online money transfer service offers compelling benefits to hard-working African diaspora in Canada who on average spend more than one hour travelling to and from agent locations in this land of vast distances, to send small regular transfers of about $ 150.

Traditionally migrants used to send money home through agent locations which meant withdrawing cash from a bank, taking time off to visit an agent and queuing up to hand over cash. In some cases the travel costs of those who don’t live near agents were more than the amount they send.

Now, using a variety of payment methods including debit and credit cards, customers can send money from the privacy and convenience of their own home or office without the need to queue up at an agent location.

WorldRemit currently offers money transfer to Europe, Asia and Africa. Recipients can collect cash from an extensive network of pay-out locations, or depending on country, directly in their bank accounts or mobile phone accounts.

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Spain remains popular choice for UK overseas property purchasers

London, UK (Vocus/PRWEB) 3 April 2011

Consumer confidence is increasing in overseas property ownership, particularly in Spain, according to a report by property-abroad.com. The report cited a 26 per cent increase since last year in people stating that now is the optimal time to purchase foreign property, with almost a third believing Spain is an excellent location for property investment.

Post Office International Payments is advising those looking to invest in property in Spain or further abroad how to make the most of their money when transferring funds using an international money transfer.

International money transfers can make buying a property abroad more straightforward as they offer a reliable way of sending money abroad to cover all the costs associated with owning property overseas. However, some high-street banks impose high fees and charges for using their money transfer services, which could potentially cost an overseas homeowner dear if he or she is sending money abroad on a regular basis.

Post Office International Payments is a fast, easy and secure way to transfer money between UK and overseas bank accounts, making it an attractive deal for those needing to use an international money transfer service regularly.

The Post Office does not charge a fee for sending money abroad or receiving money, offers 0% commission and competitive exchange rates. It is easy to arrange your money transfer over the phone or online, making it a convenient tool for those buying property overseas.

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Need an Idea for Teach Your Child to Save Day? Teach Children to Get and Stay Smart About Money

Lake Bluff, IL (PRWEB) March 27, 2007

April 24, 2007, Teach Your Child to Save Day, is just around the corner and it is the perfect opportunity to not only teach kids in elementary school the important behavior of saving, but where saving fits into the larger money management picture. “As a former financial services professional and now as an educator, I’ve learned that you cannot begin too young to develop in kids a sense of delayed gratification and to teach them the crucial life skills associated with responsible money management,” explains Susan Beacham, founder and CEO of Money Savvy Generation.

Almost three quarters of parents feel unprepared to teach the basics of personal finance skills to their children, yet they really want this message taught. Teach Your Child to Save Day presents a unique opportunity for banks, credit unions, and other financial service organizations across America to help parents teach their children how to get and stay smart about money. This Teach Your Child to Save Day, share with parents 5 quick money savvy tips:

1) They have choices. There are four choices for money: Save, Spend, Donate, and Invest. Children should be taught that they don’t have to spend every dollar they get.

2) They need goals. Saving without a goal is like playing football without touchdowns. No fun!

3) They should pay themselves first. A child should be taught to save a portion of every dollar.

4) They need an allowance. Pay children in cash and let them manage that money. That way they will learn that when money is gone, it’s gone.

5) They need good role models. Children are keen observers of parental behavior. So pay bills on time, use cash rather than credit where possible, and take them to the bank when you make a savings deposit.

Money Savvy Generation has worked with all types of financial institutions who want to teach the basics of money management to children. One approach is to introduce a classroom to the company’s Money Savvy KidsPersonal Finance Fundamentals featuring the four chambered, award-winning Money Savvy Pigpiggy bank.

For even younger children (kindergarten through grade1), another approach introduces them to the Money Savvy Pig hand puppet who tells personal stories from his own life to convey the importance of saving, spending, donating and investing. Each story takes about 10 to 12 minutes and is accompanied by color images, songs, workbook activities and the “When You’re Smart with Money” poem poster.

To learn more about these programs, visit the company’s website http://www.msgen.com or call 1.866.390.5959.

About Money Savvy Generation

Money Savvy Generation, http://www.msgen.com, develops innovative products and services to help parents and educators teach kids the skills of basic personal finance. Money Savvy Generation developed the award-winning Money Savvy Pig piggy bank, supporting curriculum – the Money Savvy Kids Basic Personal Finance – for elementary school age children, and the Cash Cache Beginning Personal Finance Organizer for pre-teens and teenagers. Money Savvy Generation also offers a podcast series and a website discussion forum allowing parents and teachers to communicate one-on-one about the topic of financial literacy education for children. Money Savvy Generation was founded in Lake Bluff, IL, in 1999.

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Ellie Lund Celebrates 25 Years at Rouse Chamberlin Homes

Ellie Lund celebrates 25 years at Rouse Chamberlin Homes

Exton,PA (Vocus/PRWEB) March 03, 2011

Ellie Lund, Purchasing Department Coordinator for Rouse Chamberlin Homes, celebrates her 25th year with the company. She is currently responsible for sending out the start and purchase orders which manages the building process and keeps the entire production schedule on time and on-budget.

“Ellie is one of the reasons that Rouse Chamberlin Homes has its longstanding reputation for quality construction,” observed Rouse Chamberlin President Dave England. “From her first position here as a construction coordinator for our Clover Lea community, her work has kept buyers and our company on track and on budget.”

Ellie’s introduction to the home construction industry came early. Her father, University of Connecticut Professor Frank McCamey, built his own home from scratch. “He wanted to provide a home for our family and, given that money was tight, he did it quite literally. I remember being fourteen years old and straightening bent nails with a hammer, so you can say that it was really a family build.”

Ellie began her career in the home construction industry just months after buying her own Chester County home in 1968, with the custom builder who built that home. After 15 years there, she moved to Century Kitchens for two years before moving to Rouse Chamberlin Homes.

“A lot has changed in the construction industry over the last 25 years,” noted Ellie. “Back then, selections were done on blueprints with red pens. Multiple duplicate paper copies of everything were essential; the volume of paper needed was enormous. Computers and remote access to files have dramatically cut down the amount of physical paper needed to build a home. They have also added incredible efficiencies and reduced our operating costs, as well. We’ve been able to pass those savings on to the buyers.”

“But there is one thing that hasn’t changed in the last 25 years. Construction quality still begins in the planning and inner construction of the home. No matter how pretty the home looks on the outside, it is the inner structure that tells the quality story. The materials used, the care in design and the workmanship throughout – they continue to be the true measure of quality that results in homes which require less maintenance and offer happier ownership over the long-term.”

Ellie has been a Chester County resident since 1966.

Since 1978, Rouse Chamberlin Homes has been building homes and thriving neighborhoods focused on the home buyers’ needs. The result has included exceptional customer satisfaction results and industry recognition including “National Builder of the Year” and “America’s Best Builder” awards. For more information, visit http://www.RouseChamberlinHomes.com.

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MoneyForex Financial Ltd. Announces New Forex Trading Platform

New York, NY (PRWEB) February 13, 2006

MoneyForex Financial Ltd.(http://www.MoneyForex.com) is one of the world leading online currency trading broker and market maker announcing the release of it new forex trading platform; “MoneyForex Trader.”

MoneyForex Financial Ltd. offering low pips and commission-free online forex trading having clients from more than 100 countries around the world. Founded by Wall Street veterans, MoneyForex’s vision is to service individual and corporate investors such as money managers, banks, and financial institutions in easing the complexity in dealing with forex trading.

“MoneyForex is a unique commision free online forex trading system that allows you engage in trading on the world forex market. Using our forex trading system for foreign currency trading helps you keep up with the fast paced forex exchange” says Ken Blant, forex dealer of MoneyForex.

As a premiere online forex broker, MoneyForex offers online forex trading with all major currencies and cross rates. It also offer free real-time forex exchange rates, forex news, market forecasts and forex charts. MoneyForex also offers free online forex trading system demo which users can experience live trading without investing real money in the market.

”When you try online forex trading, using our forex charts with a demo-account, you’ll see how MoneyForex is one of the world’s leading online currency and forex broker, offering low pips and commission-free forex dealing,” says Peter North, strategist for MoneyForex.com.

MoneyForex dealing software which specialized in forex trading is rated second to none for it user friendly environment. Lightning speed and efficient execution is one of its many benefits.

For more information, please visit our website at http://www.MoneyForex.com. Contact number +44 845 052 1165.

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MoneyNing.com Offers Insight on Saving Money with Cost of Living at its Highest Since 2009

Irvine, CA (PRWEB) March 27, 2011 –

Personal finance blog MoneyNing.com offers strategies for saving money in its recent post entitled Five of the Worst Ways to Save Money. The post discusses common costly mistakes consumers make in trying to shore up their finances http://moneyning.com/.

Bloomberg.com recently featured an article detailing the specifics of a 0.5% rise in February on the cost of living. It went on to explain that over the past twelve months, consumer prices have risen 2.1%, putting the increase at its highest since June of 2009. The article went on to explain that the cost of energy has risen 3.4%, food prices have increased 0.6% and many healthcare-related expenses rose 0.4%.

Although consumers may be tempted to consider saving money by cutting back on their healthcare costs, this is a money-savings no-no according to personal-finance site MoneyNing.com. A recent post on the money management blog explained that delaying regular medical and dental care can result in costly long-term consequences.

The post, entitled Five of the Worst Ways to Save Money, stated that, “If you are without health and dental insurance…be proactive and look for community resources that can help you get the care you need. In many areas, dialing 2-1-1 can get you free assistance in finding these resources.”

Other missteps commonly made by consumers looking to stretch their limited dollars, according to the MoneyNing.com post, include purchasing cheap items that don’t last and neglecting to maintain our homes and vehicles. To read the post in its entirety go to: http://moneyning.com/money-beliefs/five-of-the-worst-ways-to-save-money/.

David Ning created MoneyNing.com, a personal finance blog, to help others understand the principles that are foundational to good money management including saving money, spending frugally and investing wisely.

MoneyNing.com has been offering up straightforward, no-nonsense advice for saving money since its launch in 2007. Since then MoneyNing.com has attracted a following of more than 300,000 monthly visitors and the attention of various news syndicates. Posts from the personal finance blog have been featured on the NYTimes.com, Time.com, and USNews.com.

Subscribers of MoneyNing.com receive a copy of David Ning’s eBook How to Save Money on Everything. They also receive a weekly newsletter and are given access to a mini course on frugal living and saving money.

Go to http://moneyning.com/announcements/the-free-frugal-email-newsletter/ to subscribe.

Visit MoneyNing.com to read about saving money visit http://moneyning.com/.

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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Give Children a Financial Education for Christmas

Agoura Hills, CA (PRWEB) November 17, 2005

Money Mama the Smarter Piggy Bank shows children the road to financial freedom. Children get excited about money and love what money provides, but learning only how to spend will set children on a path to financial failure. When children spend as much as they receive, they are learning the habits of living paycheck to paycheck.

Old piggy banks teach children how to save and spend; the new Money Mama the Smarter Piggy Bank teaches children how to set aside a portion of their income for charity, investments and savings and to spend the balance wisely. If children practice the habits of dividing money before they spend, they are learning a secure financial lesson that will help immensely through out their lives.

The priceless gift of an early financial education has many rewards. Not only will children start to learn the importance of funding their retirement, with the award-winning children’s book Money Mama & The Three Little Pigs, they will understand why. Children will hear and see the benefits of saving money, how money grows through investing and helping others. They will understand the benefits of becoming a wise consumer and respect the items they own.

Money Mama the Smarter Piggy Bank is the first award-winning system designed just for children, which teaches them the habits necessary for a secure financial future. Knowing that parents are children’s #1 teacher, http://www.prosperity4kids.com, where Money Mama and the Smarter Piggy Bank can be purchased, also has plenty of resources for parents for teaching their children all they need to know about the fundamentals of money management.

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Rouse Chamberlin Homes New Design Center Offers a Better Buying Experience

Danielle Wood, Design Center Manager, assists new home buyers to customize their new homes.

(Vocus/PRWEB) February 26, 2011

Buying a new home involves a variety of important decisions for the new homeowner. They face a huge number of selections, including model, outside finish and color selections, interior fixtures, appliances and surfaces. These choices represent many elements which need to fit together seamlessly.

In the past, buyers have had to make those selections from small rooms crammed with limited and sometimes out-of-date selections. To save space, some builders offer printed materials that don’t correctly reproduce actual colors. The result was buyer frustration for what should really be an exciting experience.

The new Design Center from Rouse Chamberlin Homes in Exton Commons fulfills the promise of an exceptional home buying experience.

“A home is the largest single purchase people will make,” noted Design Center Manager Danielle Wood. “Home buyers will live in and with their selections for years. Our design center is the best of its kind in the tri-county area and ensures that new home buyers can make the right choices for their families.”

The Design Center offers every feature that buyers can use to customize their new homes. That includes hundreds of cabinet wood combinations, hundreds of countertop options and dozens of appliance options. “Our Design Center makes it easy for a buyer to visualize how colors and textures will merge together to become their new home. And we frequently update the Center resources so buyers always have access to the latest color trends and appliance features.”

Building an exceptional Design Center is one part of Rouse Chamberlin Homes’ commitment to superior buyer satisfaction. Their home building has received dozens of awards plus something even more important: high praise from owners. Rouse Chamberlin Homes’ buyers regularly offer exceptional testimonials on their houses years after the purchase. Dave and Janey Hughes’ comments are typical: “The quality and professionalism of the entire staff was truly impressive. All aspects of our home buying experience were extraordinarily positive.”

“We have extremely high worksmanship requirements,” explains Dave England, Rouse Chamberlin Homes President. “Our inspections are more stringent. We build the best quality home people can buy from a variety of aspects. Our buyers still offer us testimonials ten and fifteen years after they purchased their homes. We work hard to ensure that the buying experience is the best anyone can experience, anywhere.”

Contact Rouse Chamberlin Homes Design Center at 610-594-3742 or Danielle Wood at dwood(at)RCLTD(dot)com.

Since 1978, Rouse Chamberlin Homes has been building homes and thriving neighborhoods focused on the home buyers’ needs. The result has included exceptional customer satisfaction results and industry recognition including “National Builder of the Year” and “America’s Best Builder” awards. For more information, visit http://www.RouseChamberlinHomes.com.

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, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.